We started with a calculator and too many questions

Most financial advice felt like reading tax code. We wanted something different—honest conversations about money that actually made sense.

How this whole thing began

Back in 2019, I was sitting in a coffee shop in Ipoh with my business partner. We'd just spent three hours trying to explain cash flow projections to a client who kept nodding but clearly had no idea what we were talking about. That's when it hit us—the problem wasn't the numbers. It was how everyone talked about them.

Financial forecasting doesn't have to feel like decoding ancient hieroglyphics. Businesses need clear answers, not jargon-filled reports that look impressive but say nothing useful. So we started filecorezone with one simple idea: explain money stuff like you're talking to a friend who deserves honest answers.

We work with businesses across Malaysia who are tired of financial advice that sounds good but doesn't actually help them make decisions. Our approach is straightforward—look at your numbers, understand what they're telling you, and figure out what makes sense for your specific situation.

Financial planning workspace with documents and laptop

What we actually focus on

Budget reality checks

We build budgets that reflect how your business actually operates. Not theoretical perfection—real numbers based on your patterns, your market, and what's genuinely achievable in the next quarter.

Cash flow mapping

Knowing when money comes in and goes out matters more than most people realize. We map your cash flow so you're not surprised when payments arrive late or expenses hit earlier than expected.

Scenario planning

What happens if sales drop 15%? What if that big client pays late? We run through scenarios so you can prepare for different outcomes instead of hoping everything goes perfectly.

Growth projections

Expansion sounds exciting until you realize you need working capital six months before revenue catches up. We forecast growth timelines that account for the awkward middle phase everyone forgets about.

Financial health reviews

Sometimes you just need someone to look at your numbers and tell you if things are on track. We review your financial position and highlight what needs attention before it becomes urgent.

Advisory sessions

Regular check-ins where we discuss what your numbers mean and what decisions make sense right now. Think of it as financial planning that adapts as your business changes.

The person you'll probably talk to first

Dominic Liew

Lead Financial Consultant

I've been doing this for about twelve years now. Started in corporate finance, realized I preferred working with smaller businesses where you can actually see the impact of good planning. Most of my clients are in manufacturing, retail, and professional services—industries where cash flow timing can make or break your quarter.

My approach is pretty simple. We look at your numbers together, I ask a lot of questions about how your business actually runs, and then we build forecasts that make sense for your situation. No generic templates. No copy-paste solutions. Just honest analysis based on what's happening in your specific business.

Outside of work, I spend too much time reading economic reports and not enough time at the gym. I also collect vintage calculators, which my family finds both amusing and slightly concerning.

What guides how we work

No BS explanations

Financial concepts aren't actually that complicated once someone explains them without trying to sound impressive. We use plain language because clarity matters more than appearing sophisticated.

Realistic expectations

We're not here to promise hockey-stick growth or guaranteed results. Business is uncertain. Good planning helps you handle that uncertainty better, but it doesn't eliminate it. We're honest about what forecasting can and can't do.

Your context matters

What works for a Kuala Lumpur tech startup won't work for a Penang manufacturing business. We spend time understanding your industry, your customers, and your operating reality before making any recommendations.