Educational Purpose Statement

All financial forecasting and budgeting materials, courses, workshops, and resources provided by filecorezone are designed for educational purposes. Our content aims to help individuals understand financial concepts, develop budgeting skills, and learn forecasting methodologies.

The information we provide should not be construed as professional financial advice, investment recommendations, or accounting services. Each person's financial situation is different, and what works as a learning exercise may not apply directly to your specific circumstances.

We encourage all users to consult with qualified financial professionals, certified accountants, or licensed advisors before making significant financial decisions based on concepts learned through our programs.

No Guarantees or Warranties

filecorezone makes no representations or warranties regarding the accuracy, completeness, or suitability of any information presented in our educational materials. While we strive to provide quality content based on current industry standards, we cannot guarantee specific outcomes from applying the concepts taught.

Financial markets, business environments, and regulatory frameworks change constantly. Information that was accurate at the time of creation may become less relevant over time. We do our best to update content regularly, but cannot guarantee that all materials reflect the most current developments.

Your individual results will vary based on numerous factors including but not limited to your existing knowledge, dedication to learning, practical application of concepts, and external market conditions beyond anyone's control.

Limitation of Liability

To the fullest extent permitted by applicable law, filecorezone, its instructors, employees, and affiliated parties shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our educational services or reliance on information provided.

This includes but is not limited to:

• Financial losses or business decisions made based on concepts learned in our programs
• Errors or omissions in educational content or course materials
• Technical issues affecting access to online resources or course platforms
• Delays in course delivery or changes to program schedules
• Misunderstandings or misapplications of taught concepts

You assume full responsibility for how you interpret and apply the educational content we provide. We recommend approaching all learning with critical thinking and seeking professional advice before implementing financial strategies in real-world situations.

Third-Party Resources and External Links

Our educational materials may reference or link to external resources, tools, software, or websites that we believe could support your learning journey. These references are provided for convenience and educational value only.

filecorezone does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. We are not liable for any damage or loss caused by your use of or reliance on external resources mentioned in our courses.

Before using any third-party tools or services, especially those involving financial data, review their terms of service and privacy policies carefully.

Professional Advice Disclaimer

Nothing contained in filecorezone's educational programs, website content, or communications constitutes professional financial, investment, tax, legal, or accounting advice. Our instructors and content creators share knowledge and teaching methodologies, not personalized professional guidance.

We strongly recommend consulting with appropriate licensed professionals before making financial decisions, implementing business strategies, or taking actions that could affect your financial situation. This is especially important for:

• Tax planning and compliance matters specific to your jurisdiction
• Investment decisions involving personal or business capital
• Business formation and legal structure considerations
• Complex financial situations requiring specialized expertise
• Regulatory compliance in your specific industry or region

Information Accuracy and Updates

While we make reasonable efforts to ensure the information in our educational materials is accurate at the time of publication, filecorezone cannot guarantee absolute accuracy or completeness. Financial concepts, regulations, and best practices evolve, and what is current today may change tomorrow.

We reserve the right to modify, update, or remove content from our programs without prior notice. Course materials are updated periodically to reflect new developments, but there may be delays between when changes occur in the financial industry and when our content reflects those changes.

If you notice outdated information or potential errors in our educational materials, we appreciate you bringing it to our attention through our contact channels.

Geographic and Regulatory Considerations

filecorezone operates from Malaysia and primarily serves learners interested in financial education applicable to various contexts. However, financial regulations, accounting standards, and business practices vary significantly across different countries and regions.

While we aim to present concepts with broad applicability, some content may be more relevant to certain jurisdictions than others. Examples, case studies, and specific techniques discussed in our courses may not comply with regulations in all locations.

It is your responsibility to verify that any concepts or methods you plan to implement comply with the laws and regulations applicable in your specific location and circumstances.

Changes to This Disclaimer

filecorezone reserves the right to modify this disclaimer at any time to reflect changes in our services, legal requirements, or business practices. When we make changes, we will update the effective date shown below.

Continued use of our services after changes are posted constitutes your acceptance of the modified disclaimer. We encourage you to review this page periodically to stay informed about how we're protecting both your interests and ours.

If you have questions about any aspect of this disclaimer or how it applies to your use of our services, please reach out to us through the contact information provided below.